Please read these Terms & Conditions carefully before using the flay99 platform. By accessing or using flay99, you agree to be bound by these terms in full. Last updated: June 2026.
A plain-English summary of what these terms cover — the full legal text follows below.
flay99 accounts are for adults aged 21 and above only. By registering, you confirm you meet the minimum age requirement and are accessing the platform voluntarily.
You are responsible for maintaining the confidentiality of your flay99 login credentials. flay99 shall not be liable for losses arising from unauthorised access due to credential compromise by the account holder.
All transactions on flay99 are conducted in MYR. Withdrawal requests are subject to identity verification and applicable wagering requirements before processing.
All flay99 bonuses are subject to stated wagering requirements. Bonus terms are communicated at the point of offer and govern the conditions for withdrawal of bonus-derived winnings.
Fraudulent activity, collusion, use of automated betting tools, and abuse of promotional offers are strictly prohibited and may result in immediate account suspension and forfeiture of funds.
flay99 provides deposit limits, self-exclusion, and cooling-off tools to every account holder. Players experiencing gambling-related difficulties are encouraged to use these tools immediately.
Important Notice: These Terms & Conditions ("Terms") constitute a legally binding agreement between you ("User," "Player," "you") and flay99 ("flay99," "we," "us," "our"). By creating an account, making a deposit, or placing any bet or wager on the flay99 platform, you acknowledge that you have read, understood, and agree to be bound by these Terms in their entirety. If you do not agree to any provision of these Terms, you must immediately cease use of the flay99 platform.
1.1 These Terms govern your access to and use of the flay99 website located at flay99.net, all associated subdomains, mobile interfaces, and any related services operated by flay99 (collectively, the "Platform").
1.2 By accessing the Platform, you represent and warrant that: (a) you have the legal capacity to enter into a binding agreement; (b) you are not prohibited from using online gambling services under the laws applicable to you; and (c) you are accessing the Platform on your own behalf and not on behalf of any third party.
1.3 flay99 reserves the right to amend these Terms at any time. Amended Terms take effect upon publication on the Platform. Continued use of the Platform following any amendment constitutes your acceptance of the revised Terms.
2.1 Minimum Age: The flay99 Platform is strictly intended for adults aged 21 years and above. Persons under the age of 21 are expressly prohibited from registering, depositing, or participating in any gambling activity on flay99.
2.2 flay99 reserves the right to request proof of age and identity from any account holder at any time. Failure to provide satisfactory age verification documentation within a reasonable period may result in account suspension and withholding of pending withdrawals pending verification.
2.3 If flay99 determines at any time that a player is or was under the minimum age at the time of registration or any gambling activity, flay99 shall be entitled to: (a) void all bets and casino wagers; (b) withhold all associated winnings; and (c) return deposits net of any amounts already withdrawn.
2.4 Access to flay99 may be restricted in certain jurisdictions. You are solely responsible for ensuring that your use of the Platform complies with the laws of your jurisdiction. flay99 makes no representation that the Platform is legal or appropriate for use in your location.
3.1 To access real-money features of the Platform, you must register a single flay99 account. Operating multiple accounts — whether in your own name or using third-party identities — is strictly prohibited and may result in immediate permanent account closure and forfeiture of all balances.
3.2 You must provide accurate, complete, and current information during registration and promptly update your account details if they change. flay99 shall not be liable for losses or delays arising from inaccurate account information provided by you.
3.3 You are solely responsible for maintaining the confidentiality and security of your flay99 username and password. You agree to notify flay99 immediately upon becoming aware of any unauthorised use of your account.
3.4 flay99 reserves the right to decline account registration applications or close existing accounts at its sole discretion, including where flay99 has reason to believe that the registration or continued use is not in compliance with these Terms or applicable law.
4.1 Currency: All transactions on flay99 are conducted in Malaysian Ringgit (MYR) unless otherwise specified. Deposits made in other currencies may be converted at the prevailing exchange rate applied by the relevant payment processor.
4.2 flay99 accepts deposits via the payment methods listed on the Platform, which may include Touch n Go eWallet, Boost, DuitNow, FPX, Maybank2u, CIMB Clicks, Public Bank, Hong Leong Connect, and USDT TRC20, among others. Accepted payment methods are subject to change without notice.
4.3 Withdrawal Conditions: Withdrawal requests are subject to: (a) completion of identity verification (KYC) to flay99's satisfaction; (b) satisfaction of any applicable bonus wagering requirements; and (c) compliance with flay99's anti-money laundering policies, which may require withdrawals to be processed via the same method as the most recent deposit.
4.4 flay99 reserves the right to conduct enhanced due diligence on any withdrawal request, which may result in delays. flay99 will communicate the reasons for any delay to the affected player where legally permitted to do so.
4.5 Player account balances do not accrue interest. flay99 is not a financial institution and the holding of funds in a flay99 account does not constitute a deposit in the banking sense.
5.1 flay99 may offer bonuses, free spins, cashback, and other promotional incentives to players from time to time. All such offers are subject to specific terms communicated at the point of offer, which form part of these Terms by incorporation.
5.2 Unless explicitly stated otherwise, all bonus funds are subject to a minimum wagering requirement before withdrawal. The applicable wagering requirement, eligible games, time limits, and maximum withdrawal amounts will be stated in the specific bonus terms.
5.3 Bonuses are intended for recreational use only. flay99 reserves the right to withhold or reverse bonus-derived winnings where it determines that a player has engaged in bonus abuse, including without limitation: using multiple accounts to claim the same offer, employing low-variance strategies to meet wagering requirements with minimal risk, or any other conduct that flay99 in its reasonable discretion determines to be contrary to the spirit of the offer.
5.4 flay99 reserves the right to modify, suspend, or withdraw any promotion at any time without prior notice, provided that such modification shall not adversely affect any bonus already accepted and held in a player's account at the time of modification.
6.1 All bets and wagers placed on flay99 are subject to the specific game rules applicable to the relevant product (sportsbook, live casino, slots, e-sports, etc.), which are available within the Platform and form part of these Terms.
6.2 flay99 reserves the right to void bets placed: (a) on markets where a palpable error in odds has occurred; (b) where system errors affected the outcome; or (c) where a player had knowledge of information not publicly available at the time of placement.
6.3 Sportsbook bets are settled in accordance with the official result from the relevant governing body. Where a result is disputed or subject to official review, settlement may be suspended until the official outcome is confirmed.
6.4 flay99 sets maximum bet limits per market and per event. These limits are displayed at the time of placing each bet and flay99 is not obligated to accept any bet above the stated limit.
7.1 The following conduct is strictly prohibited on the flay99 Platform and may result in immediate account suspension, permanent closure, and forfeiture of all account balances:
7.2 flay99 cooperates fully with relevant regulatory and law enforcement authorities. Any evidence of criminal activity identified through Platform usage may be reported to appropriate authorities without notice to the affected player.
8.1 All content on the flay99 Platform — including but not limited to software, game logic, graphics, text, logos, trademarks, and audio-visual elements — is the exclusive property of flay99 or its licensed content providers and is protected by applicable intellectual property law.
8.2 You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform for your personal, non-commercial enjoyment only. No other use is permitted without the express prior written consent of flay99.
8.3 You must not reproduce, distribute, modify, create derivative works of, publicly display, or commercially exploit any content from the flay99 Platform without prior written authorisation.
9.1 To the fullest extent permitted by applicable law, flay99 shall not be liable to you for any indirect, incidental, consequential, special, or exemplary damages arising from your use of the Platform, including but not limited to loss of profits, loss of data, or loss of goodwill.
9.2 flay99's total aggregate liability to you in respect of any claim arising under or in connection with these Terms shall not exceed the total amount of deposits made by you in the twelve months preceding the claim giving rise to liability.
9.3 flay99 does not warrant that the Platform will operate uninterrupted or error-free, and shall not be liable for any losses arising from Platform downtime, connectivity failures, or technical errors, provided that flay99 shall use commercially reasonable efforts to minimise such occurrences.
10.1 flay99 is committed to promoting responsible gambling. All gambling products on the flay99 Platform are intended for adult entertainment purposes only. Gambling should be viewed as a leisure activity — not a means of generating income or resolving financial difficulties.
10.2 flay99 provides the following responsible gaming tools, accessible via your account settings without contacting support:
10.3 If you believe your gambling may be becoming problematic, please use the self-exclusion tool immediately and visit our Responsible Gaming page for further resources and guidance.
11.1 The collection, use, and storage of your personal data by flay99 is governed by the flay99 Privacy Policy, which forms part of these Terms by reference. By using the Platform, you consent to the processing of your personal data as described in the Privacy Policy.
11.2 flay99 complies with applicable data protection legislation in the jurisdictions in which it operates and maintains appropriate technical and organisational measures to protect personal data against unauthorised access, loss, or destruction.
12.1 flay99 reserves the right to amend these Terms at any time. Material changes will be communicated to registered players via the email address associated with their account and/or by a prominent notice on the Platform prior to the amendment taking effect.
12.2 Amendments take effect on the date published on the Platform. Your continued use of the Platform following the effective date of any amendment constitutes your acceptance of the amended Terms. If you do not accept amended Terms, you must cease using the Platform and contact support to arrange withdrawal of any remaining balance.
13.1 These Terms shall be governed by and construed in accordance with the laws of the jurisdiction under which flay99 holds its international gaming licence. Nothing in this clause shall restrict flay99 from seeking injunctive or other equitable relief in any competent jurisdiction.
13.2 In the event of a dispute arising under these Terms, the parties agree to first attempt to resolve the matter through flay99's internal complaints procedure. Players may initiate a complaint by contacting flay99 customer support via the live chat facility on site. flay99 will acknowledge complaints within 72 hours and endeavour to provide a final response within 28 days.
13.3 If a dispute is not resolved through the internal complaints procedure to your satisfaction, you may escalate the matter to the relevant alternative dispute resolution body designated by flay99's licensing authority.
14.1 For questions regarding these Terms & Conditions, please contact flay99 customer support via the 24/7 live chat facility available on site.
14.2 Written correspondence may be addressed to flay99 at the email address: [email protected]
14.3 flay99 aims to respond to all written enquiries within 5 business days. For urgent account-related matters, the live chat facility provides the fastest response time.
Now that you know the rules, explore what Malaysia's premier online casino and sportsbook has to offer — all in MYR with local payment methods.
21+flay99 is for adults aged 21 and above only. Please gamble responsibly.